KeptOffer

KeptOffer

Changes

Every change to the tax rules or the calculation engine, newest first. If a number you saw before has changed, the reason is here.

30 Sept 2026 · Site

  • Every page now carries its full explanation, worked example and tables in the page itself, calculated by the engine.
  • Seven guides: the UK £100k tax trap, UK student loans, Scotland vs the rest of the UK, Australian HECS-HELP, the 1 July 2027 Australian tax cut, California and New York.
  • A chart on every take-home page showing how much you keep of the next 1,000 and of the whole salary as pay rises.
  • Copy summary (plain text with the link) and a one-page print sheet, including a side-by-side Offer sheet.
  • An embeddable calculator for other websites (see About).

30 Sept 2026 · Engine 1.0.0

  • New calculation engine with a sourced rule registry for each country and tax year.
  • United Kingdom: Scotland, student loan Plans 1, 2, 4, 5 and Postgraduate, three ways of paying a pension, and the High Income Child Benefit Charge.
  • Australia: 2027–28 (14% rate), low income tax offset, Medicare low-income reduction, Medicare levy surcharge, HELP marginal system, salary sacrifice and package vs base salary.
  • Canada: federal and Ontario credits, CPP2, Ontario surtax, tax reduction and Health Premium.
  • United States: 401(k) limits, pre-tax health premiums, California (FTB schedule, SDI, 1% over $1 million) and New York (2026 rates, recapture, New York City, Paid Family Leave).
  • Offer and Move convert currencies at the ECB reference rate and show the salary that would make two offers equal.

30 Sept 2026 · Registry 0.2.0

  • Australia: 15% rate from 1 July 2026; HELP repayments under the marginal system.
  • United Kingdom: Plan 2 threshold £29,385; Plans 1, 4 and 5 added.
  • Canada: 2026 federal and Ontario brackets, CPP2, 2026 CPP and EI limits.
  • Offer and Move stopped subtracting amounts in different currencies.

12 Sept 2026 · Registry 0.1.0

  • First version of KeptOffer.

Coming next

  • US 2027 federal figures when the IRS publishes them, and California's and New York's 2026 figures when they are released.
  • More US states and Canadian provinces, each with sourced rules.