KeptOffer

Move · Australia

Salary after tax in another country

Does the raise survive the border?

New country, new headline, new tax stack. If net falls, you did not get a raise.

Net goes up

$49,183 a year more in hand, in AUD. To keep today's take-home you would need $77,655 there.

Now · Australia
$91,080

75.9% of gross kept

There · United States
$140,263

$97,729 · 77.3% kept

Break-even there
$77,655

gross that keeps today's net

Tax defaults: US Texas single; UK 5% salary-sacrifice pension; Australia base salary; Canada Ontario. Living costs are not included.

What a raise is worth at home first

Before comparing countries, compare against staying. A 10% raise on $120,000 in Australia adds $12,000 to the headline and $8,160 to take-home: you keep 68% of it.

Any move has to beat that, after tax, after the exchange rate and after the cost of living there.

The salary you would need elsewhere to stand still

To keep today's take-home of $91,080 (Australia, $120,000)
Moving toGross needed thereA typical default salary thereShare of gross kept there
United States$77,655$110,00078.4%
United Kingdom£67,524£65,00071.3%
Canada$124,708$95,00074.4%

Converted at the ECB reference rate of 30 Sept 2026. The gross needed is solved exactly with each country's tax rules and the defaults listed below the calculator.

Moving between states

Income tax, the Medicare levy and HELP are federal, so moving from Sydney to Brisbane or Perth does not change your take-home on the same salary.

What changes is the cost of buying a home: stamp duty and land tax are set by each state. OwnerCost prices those.

How it works

  • Take-home now and take-home there are each calculated with the full tax rules of that country.
  • The figure there is converted into your current currency at the dated ECB rate, or at your own rate if you type one.
  • The break-even is the gross salary there whose take-home equals what you keep today.

What this does not include

  • Cost of living, rent and prices, which can matter more than tax.
  • The tax year you move in: most countries tax a part year differently, and some tax new residents on worldwide income.
  • Pension and social security rights you leave behind or build up, and relocation costs.

Questions people ask

Is a 15% raise abroad really a raise?

Only if take-home after tax and conversion goes up, and goes up by more than living costs do. The calculator above answers the first part; the second is up to you.

Why does the same salary keep a different share in each country?

Each country's tax-free amount, rates and social contributions are different. Compare the last column of the table above.

Which country's tax year applies?

This tool shows a full year in each country. In the year you move, you may be taxed as a part-year resident in one or both.